Serving the California Insurance Commissioner

If you are looking for general information about the conservation or liquidation process, please consult our FAQ (Frequently Asked Questions).

If you are looking for information about a specific insurance company that has been placed under conservation or liquidation by the State of California, please visit our Companies page.

CLO Mission

The CLO, on behalf of the Insurance Commissioner, rehabilitates and/or liquidates, under Court supervision, troubled insurance enterprises domiciled in the State of California. In addition the CLO provides Special Examination Services, with Commissioner and Board oversight. As a fiduciary for the benefit of all claimants, the CLO handles the property of troubled or failed enterprises in a prudent, cost-effective, fair, timely, and expeditious manner.

Proof of Claim Assignment

The Conservation and Liquidation Office (CLO) recognizes the rights of claimants to assign their approved claims. The CLO is obliged to ensure that assignments are valid and that the processing of assignments does not create an undue burden on estate resources. Read More...

Superior National Companies In Liquidation - Subpoena Requests

Please click on the following Notice of Court Order for the procedure to obtain claim records and for information regarding the court order authorizing the liquidated Superior National Insurance Companies to discontinue responding to the third party photocopy and subpoena requests.

In The News
Order Appointing Commissioner as Conservator
Western General Insurance Company
On May 26, 2021 the Insurance Commissioner was appointed Conservator of Western General Insurance Company ("WGIC") by the California Superior Court for the County of Los Angeles. After months of effort to seek a buyer for the company or its book of business with no acceptable proposal received to date, the Commissioner deemed the company to be operating in a hazardous financial condition and sought statutory protection of WGIC through a consensual conservation of the company. Over the next 30 to 45 days the Conservator will assess the prospects of the company transitioning the remaining in-force business to new carriers and running off the existing claims within the conservation environment.
Copies of the WGIC Conservation Order can be located at Order Appointing Commissioner as Conservator
Notice of Request that Any Unfiled Claims Assignments be Filed with CLO by August 1, 2020
Mission Insurance Company
This notice deals with holders of approved general creditor claims against Mission Insurance Company Trust and approved policyholder priority proof of claims against Mission National Insurance Company Trust. The Insurance Commissioner as Trustee is planning to file a motion in the near future seeking court approval to make a distribution to approved general creditor priority claimants against Mission Insurance Company Trust and to approved policyholder priority claimants against Mission National Insurance Company Trust for interest. This notice affects only approved proof of claims holders. As part of any such subsequently-filed motion, the Insurance Commissioner as Trustee will request the Liquidation Court to set a "record date" for the distribution, i.e., a date by which any completed CLO Change of Address/Assignment Notification Declaration forms and supporting documents must be...
Final Distribution Completed
Executive Life Insurance Company
On July 1, 2020, a final distribution of approximately $80 million was completed to Executive Life contract holders in accordance with the court approved order dated December 4, 2019.
Pre-Distribution Mailing
Executive Life Insurance Company
On January 15, 2020 a pre-distribution mailing of address verification/tax election letters went out to Opt-Out contract holders. All contract holders must complete, sign and return the form no later than April 30, 2020 in order to receive their share of the final distribution which is currently scheduled to take place on July 1, 2020.
Order Granting Insurance Commissioner's Final Distribution and Closing Application
Executive Life Insurance Company
On December 4, 2019, the Superior Court of the State of California, County of Los Angeles, Central District approved the Commissioner's application for a final distribution of approximately $80 million to occur on or about July 1, 2020 and to close the Executive Life Insurance Company...
Consent to Issuing New and Renewal Business
California Insurance Company
The Deputy Conservator, after considering the relevant circumstances with respect to California Insurance Company and the conservation, hereby consents to California Insurance Company to issuing new and renewal policies and that it may issue such policies wherever situated provided they are issued or renewed in full compliance with the laws and any other applicable regulatory requirements of each of the states in which any such insurance policies are issued and/or renewed by California Insurance Company.
Order Appointing Insurance Commissioner as Conservator
California Insurance Company
California Insurance Company ("CIC") was placed into Conservation on November 4, 2019 by the California Superior Court for the County of San Mateo.
Application for the Approval of a Final Distribution
Executive Life Insurance Company
The Commissioner filed an Application for the approval of a final distribution of approximately $80 million to occur on or about July 1, 2020 and to close the Executive Life Insurance Company Estate. If the Application is approved, Aurora will receive and distribute 66.1% of the funds for the benefit of Opt In contract holders and the Opt Out Trust will receive 33.9% of the funds for the benefit of Opt Out contract holders. Opt Out contract holders must respond to a pre-distribution mailing estimated to occur in January 2020 in order to receive their share of the distribution. Following the final distribution, all undistributed funds and uncashed checks will be escheated to the owner of record at their state's unclaimed property division. The following is a link to view the Application and related filings: Final...
Upcoming Distributions
Conservation & Liquidation Office

We are happy to announce upcoming distributions in the Great States Insurance Company, Fremont Indemnity Company and Western Employers Insurance Company estates. The distributions are currently scheduled to occur as follows:

Great States Insurance Company: September 12, 2019 - COMPLETED
Fremont Indemnity Company: September 26, 2019 - COMPLETED
Western Employers Insurance Company: October 18, 2019 - COMPLETED

We will strive to meet the above dates however, all dates are subject to change.
If you are an approved claim holder in any of these estates you will have already received notice of the upcoming distribution.
It is important to note that the Conservation and Liquidation Office will...

Conservation & Liquidation Office is Preparing to Complete Three Estate Distributions Totaling Approximately $167 Million by Year-end 2019
Conservation & Liquidation Office
The Insurance Commissioner as Liquidator of Great States Insurance Company, Fremont Indemnity Company, Western Employers Insurance Company has filed distribution applications totaling approximately $167 million. Please visit the Companies Page and click on the respective company for hearing dates, distribution amounts, and more details.